Henry O. Baker Insurance Group 7 South Warren Street, Dover, NJ | 973-366-0500
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If only every graduate received a PhD in insurance  
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Contractors

Key available coverages:

Property

  • Electronic data processing equipment, data and media
  • Business income and extra expense
    • Interruption of computer operations
    • Crime coverage
  • Equipment breakdown
  • Business personal property off-premises

General liability

  • Blanket contractual for all insured contracts

Workers Compensation

  • Extensive preferred provider networks with a presence in all 50 states
  • Pharmacy network
  • Focus on early intervention
  • Medical case management
  • Return to work programs
  • Medical cost containment
  • Industrial hygiene / occupational disease risk control specialists

Auto

  • Liability and physical damages
  • Composite rated
  • Rental reimbursement
  • Business auto coverage extension
    • Broad form named insured
    • Blanket waiver of subrogation
    • Employees as insureds
    • Hired car-worldwide coverage
    • Unintentional errors and omissions

Umbrella / Excess Liability

  • Providing excess layers of protection over your liability coverages
  • Flexible and substantial limits capacity
  • Built in coverages including
    • Worldwide territory
    • Insured status for employed health professionals
    • Follow form fellow employee coverage

Additional Coverages:

  • Contrator’s equipment
  • Installation coverage
  • Builders risk
  • Hired and non-owned auto liability
  • Computer fraud
  • Identity fraud expense