Henry O. Baker Insurance Group 7 South Warren Street, Dover, NJ | 973-366-0500
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If only every graduate received a PhD in insurance  
real estate

Real Estate Owners and Managers

For direct owners of real property as well as firms that manage the properties of others.

Key available coverages:

Property

  • Blanket/Agreed amount options
  • Building owners extra
    • Lessor’s leasehold interest
    • Tenant move back expense
  • Flood and earthquake
  • Sewer and drain backup

General liability

  • Broadened named insurance
  • Blanket additional insured

Workers Compensation

  • Extensive preferred provider networks with a presence in all 50 states
  • Pharmacy network
  • Focus on early intervention
  • Medical case management
  • Return to work programs
  • Medical cost containment
  • Industrial hygiene / occupational disease risk control specialists

Auto

  • Liability and physical damages
  • Composite rated
  • Rental reimbursement
  • Business auto coverage extension
    • Broad form named insured
    • Blanket waiver of subrogation
    • Employees as insureds
    • Hired car-worldwide coverage
    • Unintentional errors and omissions

Umbrella / Excess Liability

  • Providing excess layers of protection over your liability coverages
  • Flexible and substantial limits capacity
  • Built in coverages including
    • Worldwide territory
    • Insured status for employed health professionals
    • Follow form fellow employee coverage

Services:

Risk Control

  • Slip and fall exposure management
  • Contractual risk transfer
  • Business continuity and crisis management

Additional Coverages:

Executive Liability

  • Directors and officers
  • Employment practices
  • Fiduciary and miscellaneous professional liability
  • Crime
  • Kidnap and ransom
  • Identity fraud expense reimbursement insurance

Inland Marine

  • Fine arts
  • Builder’s risk
  • Contractors’s equipment
  • Computerized business equipment coverages
  • Accounts receivable
  • Valuable papers
  • Exhibition
  • More!